Funding circle


How it works

We connect creditworthy businesses looking for finance with people and organisations with money to lend. Our platform is more efficient and transparent than traditional lending, and we believe it’s a better system for everyone.


Investors use their online account to easily lend to hundreds of businesses looking to borrow.

Funding Circle

We review applications and approve creditworthy businesses. We then pay out their loans and process repayments for investors.


Businesses make fixed monthly repayments with interest, which we distribute to all the investors who lent to them.





The world’s leading platform for small business lending

One of the best capitalised lending platforms in the world, we have raised approximately £250 million of equity capital since 2010 from some of the largest and most sophisticated investors around. Providing guidance and support as well as capital, they share our mission to build a better financial world for businesses and investors.


Our backers collectively manage over $5 trillion and are the leading firms behind Facebook, Twitter, Skype and Betfair.

Our current equity investors are Accel Partners, Baillie Gifford, BlackRock, DST Global, Index Ventures, Ribbit Capital, Sands Capital, Temasek and Union Square Ventures. We and our equity investors continue to explore raising additional funds, which could ultimately include an IPO.